Notice of your financial privacy rights

Protecting your pricacy is important to Farmers Savings Bank of Keota, Iowa, and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Farmers Savings Bank employees for collection, use, retention, and security of nonpublic personal information.

First we define some terms

• We, our, and us means Farmers Savings Bank
• "Nonpublic personal information" is nonpublic information about you that we obtain in providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
• An "affiliate" is a company we own or control, or a company owning or controlling us.
• A "nonaffiliated third party" is a company not affiliated with us.

What information we collect

We may collect "nonpublic personal information" about you from the following sources;

• Information we receive from you on applications or other loan and account forms,
• Information about your transactions with us or others; and,
• Information we receive from third parties such as credit bureaus.

What information we disclose

We are permitted by law to disclose "nonpublic personal information" about you to other third parties in certain cases. For example, we may disclose "nonpublic personal information" about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any "nonpublic personal information" about you to anyone, except as permitted by law.

If you decide to close you account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Non Affiliated Third Party

Broker Dealer Financial Services Corporation is a nonaffiliated third party with Farmers Savings Bank, offering special investment products and services. At your option, you may disclose "non public personal information" to Broker Dealer Financial Services Corporation, via an application, to obtain information about their products and services. Without your express application, we do not share "non public personal information" about you with Broker Dealer Financial Services Corporation.

Our security procedures

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your "nonpublic personal information"